CRCAM Debit: What is it?

Looking at your latest bank statements, you may have seen CRCAM appear in the label of a direct debit. Yet you do not know the organization or company behind this name. What is it about? Have you been a victim of fraud? How can we stop these samples? We explain everything to you.

What is CCAM : History and Presence © iStock

“ CRCAM” is the wording used by the Caisse Régional de Crédit Mutuel and his various assurances. This acronym appears in your account statements means that you purchased one of Crédit Agricole’s insurance products in your area.

Also to be read : HSBC particular

What is CCAM Sampling?

CRCAM offers various IARD insurance (Fire, Accident and Miscellaneous). The label on your statements does not indicate the name of the insurance company you entered into a contract with. To find out, you must contact Crédit Agricole, with your CRCAM ID and ID. These documents will be requested in order to recover your contract.

To be read in addition : Where can I find fast and secure credit ?

To get in touch with an advisor, you have several options. You can reach Crédit Agricole by email, phone or directly with an agency.

Why were you debited?

You may have been deducted simply because you bought a new insurance policy . This charge is the first term of your contract. You can request a calendar from your Crédit Agricole regional fund to find out the next debit dates.

Have you recently been taken by CCAM when you have not signed up for a new contract? There are two possible explanations:

  • Your insurance policy has been changed by you . The levies then correspond to a regularization fee.
  • At the time of the last CCAM withdrawal, your balance was insufficient and the payment was refused by your bank . So you are still debtor of the fund, and the fund has requested the levy again.

Contact your CRCAM: addresses and phone numbers © iStock

To learn more about your insurance policy and the reason for these costs, you should contact your regional credit union by mail or phone. Here are the coordinates by region:

  • CRCAM DU NORTH EAST — Address: 25 Libergier Street, 51 088 REIMS — Phone: 0 969 39 01
  • 02 CRCAM ALPES PROVENCE — Address: 25, chemin des Trois Cyprès, 13 097 AIX-EN-PROVENCE — Phone: 04 27 84
  • CRCAM DES COTS D’ARMOR — Address: La Croix Tual, PLOUFRAGAN, 22 098 SAINT-BRIEUC — Tel: 02 96 69 22
  • CRCAM DU FINISTERE — Address: 7, route du Loch, 29 555 QUIMPER — Phone: 02 98 32 05 98
  • CRCAM DU LANGUEDOC — Address: avenue de Montpelliéret — Maurin, 34 977 LATTES — Telephone: 04 27 84 85 86
  • CRCAM LOIRE HAUTE-LOIRE — Adres: 94, rue BERGSON, 42007 SAINT-ETIENNE — Phone: 04 77 04
  • CRCAM DU MORBIHAN — Address: Avenue from Keranguen, 56 956 VANNES — Phone: 09 74 75 56
  • CRCAM NORD DE FRANCE — Address: 10 avenue Foch, 59 020 — LILLE — Phone: 03 20 14 20 14 14
  • CRCAM SUD MEDITERRANEE — Address: 30, rue Pierre Bretonneau, 66 832 PERPIGNAN — Telephone: 09 86 98 89 88
  • ANJOU CRCAM ET DU MAINE — Address: 40, rue Prémartine, 72 083 LE MANS — Phone: 02 41 80 20 00
  • CRCAM DE NORMANDIE SEINE — Address: City of Agriculture, Chemin de la Bretèque, 76280 BOIS-GUILLAUME — Phone: 02 27 76 60 30
  • CRCAM TOURAINE POITOU — Address: 18 rue Salvador Allende, 86 008 POITIERS — Telephone: 09 80 98 24 24
  • CRCAM DE CHAMPAGNE-BURGUNDY — Address: 269 Faubourg Croncels, 10 080 TROYES — Tel: 09 69 32 53 25
  • CRCAM CHARENTE-MARITIME DEX-SEVRES — Address: 12 bd Guillet-Maillet, 17 117 SAINTES — Tel: 09 74
  • CRCAM CHARENTE PERIGORD — Address: rue d’Epagnac, 16 800 SOYAUX — Telephone: 05 45 20 47 00
  • CRCAM DE TOULOUSE — Address: 6 place Jeanne d’Arc, 31005 TOULOUSE — Phone: 05 61 26 91 11
  • CRCAM D’ILLE ET VILAINE — Address: 4, rue Louis Braille, 35136 SAINT JACQUES DE LA LANDE — Phone: 01 43 23 45
  • 07 CRCAM ATLANTIQUE VENDEE — Address: Route de Paris, 44949 NANTES — Phone: 09 69 36 93 00
  • CRCAM DE LORRAINE — Address: 56/58 Avenue André Malraux, 57000 METZ — Phone: 03 29 77 66 11
  • CRCAM DE CENTRE FRANCE — Address: 3, avenue de la Libération, 63045 CLERMONT-FERRAND — Tel: 0 800 40 00
  • CRCAM ALSACE VOSGES — Address: 1, place de la Gare, 67008 STRASBOURG — Phone: 03 88 25 42
  • CRCAM DES SAVOIE — Address: PAE Les Graisins, 4 av. du pré Félin, 74 985 ANNECY — Phone: 04 50 19 40 92
  • CRCAM BRIE PICARDIE — Address: 500 rue Saint Fuscien, 80095 AMIENS — Phone: 09 69 39 23 92
  • CCAM DU CENTRE OUEST — Address: 29 boulevard de Vanteaux, 87044 LIMOGES — Telephone: 09 78 97 89 14
  • CRCAM NORD MIDI-PYRENEES — Address: 219 avenue François Verdier, 81022 ALBI — Phone: 09 80 98 18 18
  • CCAM DE LA CORSICA — Address: 1, Avenue Napoleon III, 20193 AJACCIO — Telephone: 04 95 29 33 33
  • CRCAM DE FRANCHE COMTE — Address: 11, Avenue Elisée Cusenier, 25084 BESANCON — Phone: 03 84 24 51 51
  • CRCAM D’AQUITAINE — Address: 304, bd du President Wilson, 33076 BORDEAUX — Phone: 0 810 816 816
  • CRCAM VAL DE FRANCE — Address: 1 rue Daniel Boutet, 28000 CHARTRES — Telephone: 02 37 27 30 30
  • CRCAM CENTRE LOIRE — Address: 8 Allée des Colleges, 18920 BOURGES — Phone: 0 810 816 816
  • CRCAM OF NORMANDY — Address: 15 Esplanade Brillaud de Laujardière, 14050 CAEN — Phone: 02 31 55 61 11
  • CRCAM DE PARIS AND D’ILE DE FRANCE — Address: 26 quai de la Rapée, 75596 PARIS — Telephone: 01 44 73 19 19
  • CRCAM DE LA GUADELOUPE — Address: Craft area of Petit Perou, 97139 ABYMES — Telephone: 05 90 90 65 65
  • CRCAM PYRENEES GASCOGNE — Address: 11 Boulevard du Président Kennedy, 65003 TARBES — Phone: 05 59 12 75
  • CRCAM CENTRE EST — Address: 1, rue Pierre de Truchis de Lays, 69410 CHAMPAGNE AU MONT D’OR — Phone: 0 800 810 812
  • CRCAM PROVENCE COTE D’AZUR — Address: avenue Paul Arene, Les Négadis, 83300-DRAGUIGNAN — Phone: 01 43 23 45 07
  • CRCAM SUD RHONE ALPES — Address: 15/17 rue Paul Claudel, 38100 GRENOBLE — Tel: 04 76 60 80 00
  • CRCAM DE LA MARTINIQUE AND DE LA GUIANA — Address: Rue Case Nègre, 97 232 LE LAMENTIN — Phone: 01 57 72 71 01
  • CRCAM DE LA REUNION — Address: Parc Jean de Cambiaire, 97 462 SAINT DENIS — Tel.: 02 62 40 81 81

Termination of your insurance policy : how to do it?

© iStock It is possible to terminate most insurance contracts without waiting for a minimum period of time. This has been possible since the Hamon law. Previously, you were hired for a minimum year and you had to wait for the anniversary date to request termination. This remains the case for certain specific contracts such as life accident insurance, death insurance and legal protection.

To proceed with the termination, simplysend your application by registered mail with acknowledgement of receipt to your regional credit union Crédit Agricole .

Your termination letter must be written by hand and include your last name, first name, full contact information, date of birth and contract number. Don’t forget to attach a copy of the police insurance and your ID to your letter.

You can use the following template to write your mail:

Last name, First name

Postal address

Phone number

Email

Born on…/…/…

A… (city), the… (date)

Subject: Termination of the insurance contract Crédit Agricole no. (contract number)

Madam, sir,

I hereby inform you of my wish to terminate my insurance contract (indicate the nature of the insurance: home, life insurance/death insurance, life accident…) CRCAM n° (put the contract number), subscriber (put the date of subscription to the contract).

I therefore ask you to terminate this contract and discontinue debits from the date of receipt of this letter.

Please send me a certificate of termination of CA insurance and reimbursement of overpayment as soon as possible.

Thank you, Madam President, for expressing my distinguished greetings.

Signature

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